Buyer Portal

Buyers Welcome!

This is a great place to begin your “real time” comprehensive database search! We have made everything available to you 24/7 and only a click away using our comprehensive Google® Maps to research properties in your area or simply ask us for a no-obligation professional current market evaluation of your property. Our experience has helped make home ownership a reality for millions of families.

Homeowners Insurance Basics

  • Homeowners Insurance
  • How Much Does Homeowners Insurance Cost?
  • Homeowners Insurance and Your Credit Score
  • Homeowners Insurance for Condos

Don’t Buy a Car – or Did You Already Buy One?

  • When Income Grows and You Want to Buy “Stuff”
  • Debt-to-Income Ratios and Car Payments
  • How Buying a Car Reduces Your Purchase Price

Things Not To Do Before Buying a Home

  • No Major Purchases of Any Kind
  • Don’t Move Money Around
  • Should You Change Jobs?
  • Reasons to Delay Buying a Home

Why Buying a Home is a Good Idea

  • The Best Investment
  • Income Tax Savings
  • Stable Monthly Housing Costs
  • Forced Savings
  • Freedom and Individuality
  • The Business Cycle and Buying a Home
  • Looking Ahead – Buyer’s Remorse
  • Buyer’s Remorse – Did You Make a Huge Mistake?

Why Search for A Realtor?

  • Finding an Agent by “Accident”
  • Listing Agents vs. Selling (Buyer’s) Agents
  • Should You Call the Listing Agent?
  • Agent’s Advertising – Is the Purpose What You Think?
  • Finding Your Own Realtor
  • Some Basics About the Search
  • How to Conduct the Search
  • Interviewing A Good Realtor
  • When the Agent Asks You for an Appointment

Buying a Home With Resale Value – Location

  • Location, Location, Location?
  • Location – Local Community, Town or City
  • Location – the Local Neighborhood
  • Location – the Residential Neighborhood

Buying a Home With Resale Value – the House

  • A Home With a View?
  • Lot Choice and Landscaping
  • House Size
  • Bedrooms & Bathrooms
  • Closets, Garage & Laundry
  • Kitchen
  • Fireplaces
  • Swimming Pool?

Comparable Sales and Your Offer Price

  • Determining Your Offer Price
  • Comparable Sales in the Public Record
  • Comparable Sales in the Multiple Listing Service
  • Comparable Sales – Pending Transactions

Offering to Purchase Real Estate- the Basics

  • Introduction and Overview
  • Contingencies in a Purchase Offer
  • Earnest Money Deposit
  • The Closing Date
  • Transfer of Possession

Writing an Offer – Safeguards Regarding the Property

  • Disclosures From the Seller
  • Condition of the Property Upon Transfer
  • Inspections You May Require
  • Final Walk-Through Inspection

How Financing Details Affect Your Offer

  • Down Payment
  • Interest Rate
  • Closing Costs and Financing Incentives
  • Seller Financing
  • Cash Offers

How FHA and VA Financing Affects Your Offer

  • Extra Costs for the Seller
  • More Detailed (and expensive) Appraisals

You and the Seller Must Agree on Some Services

  • Settlement and Escrow
  • Title Insurance Companies
  • Termite and Pest Inspections